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Posted Sat, 19 Feb 2022 10:39:10 GMT by Li So
If I am to transfer the beneficial interest in two mortgaged properties to my spouse using a Deed of Trust, i their any SDLT and additional SDLT applicable ? The mortgage will continue to be in my sole name. If SDLT and and additional SDLT is applicable, would the SDLT be calculated on each property separately or will the two transactions be linked for the purpose of calculation of SDLT?
Posted Mon, 21 Feb 2022 15:56:01 GMT by HMRC Admin 18

This forum is for income from property related questions. 

Please contact the SDLT helpline on HMRC - Stamp Duty Helpline to discuss this further.

Thank you.

Posted Tue, 22 Feb 2022 12:32:57 GMT by Bella Boo
You would need to get your mortgage lenders permission too. They will have a charge on the property, meaning you can't dispose or sell the property without having to repay your mortgage. Transferring interest is a disposal.

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