Pension tax relief

Hi As well as a public sector superannuation pension, I contribute to a private pension I think I’m eligible to claim extra tax back in addition to the 25% that the pension company claim back on my behalf On the online form (not doing a self assessment) I’m confused with the term net contributions: “What was the total net contribution you made into this pension for the 2024 to 2025 tax year? “ It directs me to my pension statement but I’m having difficulty correlating the terms If I pay £50 to the pension company and they claim back £12.5 (just keep it as a one off for ease here ) What is the net contributions Is it £50, £62.50 or £37.50 I’m confused if they mean net as in I’ve already paid tax as that £50 has already been tax when I earned it , or is it net the 12.50 already claimed back A simple question on the site but I don’t know the answer :-)

Hi,
It is the £50 you would declare.
Thank you.

Thank you for providing the figure. To help my understanding, would mind explaining why it’s the £50. Ie. In what way is that the net contribution

Not HMRC...its the payment that has physically come out of your bank account. When under SA the system then grosses up automatically (i,e under SA you enter the net, the system grosses up), so thats what will happen when processed by HMRC if not using SA, they will enter the net, the system will extend your basic rate band by the gross equivalent.

@clive, I’m terribly sorry, but I don’t understand your reply with regards to what is the definition of net contributions in this case. Would you mind elaborating

Hi Uniquephone13,
It is referred to as the 'net' amount, as the £50 paid from your wages is paid to you AFTER tax has been deducted from those wages. The 'grossed up' amount is
so-called because the final £62.50 amount contributed to your pension is effecitvely gross - i.e. before tax. I
f you would like to discuss this definition further, please contact us by webchat or phone via
Self Assessment: general enquiries
Thank you.