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Posted Tue, 30 Aug 2022 10:05:29 GMT by JohannesHeinrich Hergert
I have several missed years during which I was unemployed as I was full time carer (unpaid, no benefits claimed, living off my savings). I have 37 full years of NI contributions. I am 63, now in full time employment. My salary is £11,500 pa. Since 35 years full contributions are required to qualify for a full state pension, is there any benefit in buying additional NI contributions to fill these gaps? Thank you.
Posted Mon, 05 Sep 2022 15:56:56 GMT by HMRC Admin 2

HMRC cannot confirm if you would be entitled to a full state pension. 

We would suggest you contact the Future Pension Centre and ask for a pension forecast.  

Contact the Future Pension Centre

This will confirm how many years you need for a full pension and if more years are needed, which gaps you can pay on a voluntary basis to increase your entitlement.

Thank you.


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