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Tom Mc

Tom Mc

Joined: 8/9/2024

  • RE: Fixed Protection 2014 and QROPS

    Tue, 13 Aug 2024 22:13:47 GMT – Fixed Protection 2014 and QROPS
    Hi - can you help with this enquiry please?

  • Fixed Protection 2014 and QROPS

    Fri, 09 Aug 2024 09:45:39 GMT – Fixed Protection 2014 and QROPS
    Hi - I have 3 questions. 1. I have Fixed Protection 2014. My pension was subject to a sharing order, bringing my total pension below the fixed protection cap. In considering my PCLS, should I use the current balance of my pension or the fixed protection amount? 2. Post PCLS I intend to move abroad and transfer my pension to a QROPS, am I correct that the OTA is linked to my Fixed Protection, i.e. £1.5mn? 3. Does the QROPS OTA apply to the balance of pension pre or post PCLS?