RE: Understanding my national insurance record and pension forecastWould it please be possible for HMRC to provide an answer to this? I cannot get through on the suggested telephone number for NI queries.
Understanding my national insurance record and pension forecastI have stopped working and I am trying to work out how many years of voluntary NI I should pay to ensure a full pension. At the top of my NI record it states that I have 32 years of full contributions and 8 years when I didn't contribute enough. I understand you need 35 years of full contributions to get the full pension. My forecast weekly pension of £142.87 appears to have been calculated using 27/35 x £185.15. I don't understand this if I have 32 years of of full contritions?...why not 32/35x185.15. I am unclear, therefore, if I need to voluntarily pay 8 years or 3? Can anyone help me understand? Thank you.