arull

My Indian public provident fund (PPF) account has been recently closed by the bank, and I got a lump sum amount. This is an Indian government scheme, and I fully arranged it personally without the involvement of any employers. So, I assume it qualifies for relief of the amounts accrued before 2017 (as mentioned in the document eim75550 referred to above). Could you please confirm if the below calculation is correct? For example, if the lump sum received in Nov 2022 was £32,000. And the amount accrued before 6th April 2017 was £20,000. 1. Could you please confirm whether the amount to be declared for tax is £12,000 (£32,000 - £20,000)? 2. And also could you please confirm if I am eligible for a further 25% relief which will be £9,000 (£12,000 * 75/100)?