Chonnikan Apitanakun

Thank you for your previous response regarding pension tax relief. I want to confirm my understanding based on your reply: 1. As a basic-rate taxpayer (20%), the tax relief provided at source by my pension provider (the 25% "top-up") is sufficient, and there is no need for me to claim any additional tax relief. Is that correct? 2. Additionally, I understand that I do not need to declare my pension contributions when submitting my Self-Assessment tax return. Could you confirm this? 3. Lastly, I cannot deduct my pension contributions when calculating my taxable income. Please confirm if my understanding is correct.

I understand that as a basic-rate taxpayer (20%), contributions to a personal pension receive 25% tax relief at source, meaning the pension provider claims this amount directly from HMRC on my behalf. My question is: 1. Can additional tax relief be claimed on these contributions when completing a Self-Assessment tax return? 2. If not, could you confirm that the 25% relief at source fully satisfies my entitlement as a basic-rate taxpayer? Thank you for your assistance.