Oggy123

Hi so my query is regarding 40% tax relief on SIPP contributions. So my salary is currently £50520 and I am in the teachers pension scheme which means my employer (via PAYE) deducts 9.6% from my monthly salary (around £404/mth or £4848/yr). If I was to then pay extra money into a SIPP would I get just 20% tax relief (as it would be based on my adjusted net income of £45672) or would I be entitled to the full 40% on my SIPP contributions (as it would be based on my gross £50520 salary)? Finally, if it is based on adjusted net income, would I only recieve 40% tax relief on my SIPP contributions if my gross salary was £50270 + £4848 = £55118? Thanks

I have a slightly different query. My salary is £50520 and I am in the teachers pension scheme which means my employer (via PAYE) deducts 9.6% from my monthly salary (around £404/mth or £4848/yr). If I was to then pay money into a SIPP would I get just 20% tax relief (ie based on my net income of around £46000) or would I be entitled to an additional 40% on my SIPP contributions? Thanks