SAYE share transfer to spouse

I have a SAYE scheme expiring soon. As an example I have £20k gain. Do I need to transfer the shares to my spouse for them to benefit from the CGT relief or can I sell and transfer the proceeds to them of which £6k will be exempt i.e. their GCT allowance. Example 1: I transfer shares to my spouse - when they sell they will get CGT relief on e.g. £6k Example 2 I sell shares and transfer gain to spouse

Hi,

You would need to transfer them before selling in order for both of you to benefit from the annual exempt capital gains allowance. You can see guidance here:

Tax when you sell shares

Thank you.