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Posted 14 days ago by mar
If I own a studio apartment as a first-time buyer, which is my primary and only residence, and I rent out the entire apartment for up to 180 days a year on Airbnb while I am abroad on holiday or visiting family to cover housing costs (mortgage, service charge, ground rent, bills), and I live in the apartment for the rest of the year, which tax scheme or classification would this arrangement fall under?
Posted 9 days ago by HMRC Admin 19 Response
Hi,
You would need to report the rental income as income from property.
Thank you.
Posted 9 days ago by mar
According to which scheme? Rent a room scheme?
Posted 4 days ago by HMRC Admin 17 Response

Hi ,
 
No rent a room will not apply as you are letting out the whole house whilst not living in it.

You can only claim actual expenses incurred whilst the property is let out .

Thank you. 
Posted 4 days ago by mar
That's because it is a studio so I have no other choice to live in it even if I wanted. Can I claim my mortgage, service charge, ground rent, and bills as expenses for the period of when I don't live in the property? All of these are my actual expenses and the reason for letting out.

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