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Paying back years or not?

Answer
Eduardo Naser Amer Duro
Posted Mon, 04 Nov 2024 16:15:23 GMT by Eduardo Naser Amer Duro
Hello, I am 43 yo and I currently held 16 full years contributions. I have 4 gap years from 2007-2011 that I could voluntarily pay (class3) at a rate of 824gbp each. Would I benefit at all from paying any of these years since I still have many years ahead of me to work to complete the 35 years needed for full State pension? Considering I work continuously I could complete the 35 years at age 61. On another hand, if I decide to retire early or move abroad, could I put voluntarily contributions for future years until I complete the 35 needed? Thank you
Answer
HMRC Admin 34 Response
Posted Tue, 05 Nov 2024 11:39:46 GMT by HMRC Admin 34 Response
Hi,
Sorry, we can only answer HMRC questions on this forum.
Please contact the Future Pension Centre for advice.
Thank you.

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