Do SIPP contributions change your tax band, meaning I won't get higher/additional relief?

Hi, In previous years my taxable income after deductions and SIPP contribution was still above 50k, so I fell into the higher rate tax band. This year, to simplify figures, my gross taxable income was 60k, so I paid 10k into my SIPP to ensure I fell into the basic rate tax band. I will receive the automatic 20% tax relief for the SIPP payment, but will I be eligible for the higher (additional) 20% relief via my tax return? I was concerned as for this year I fall into the basic tax band and I may not qualify for this additional relief. I was advised this may not be the case as the calculation for SIPP relief may be different, dependent on your gross income. Thanks, Nick

Hi,

As your contribution to your pension is more than your income in the higher rate taxband you would not received relief on all the contributions at higher rate.

If you contact HMRC we can check your record.

Income Tax: general enquiries 

Thank you.