Starting Rate for Saves and interaction with PSA

In terms of the starting rate for savers am I right in thinking the following. If non-savings income is £12,570 (ie pension drawdown income of £12,570) and if interest income is just over £5,000 for the year, say by £100 - will the Personal Savings Allowance (PSA) of £1,000 for basic rate tax payers kick in and cover the £100 interest in excess of the £5,000 starting rate for savers? Or is the starting rate for savings reduced in value by £100? Thanks

Hi,
If your non savings income does not exceed £12,570, you will receive the full personal savings allowance of £1000 and Starting Rate for Savings of £5000 for your savings interest. You can see guidance here:
Tax on savings interest
Thank you.