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Posted 17 days ago by Wilson c
Dear HMRC Forum, I am planning to leave the UK and return to home country to look after my family in June After I leave, I will no longer be a UK tax resident. However, I have some questions regarding my UK bank accounts and the tax obligations on the interest earned: 1. I have an ISA (Individual Savings Account) in the UK. Can I continue to keep the ISA account, and will the interest earned remain tax-free even after I leave the UK? I understand that I can no longer contribute to the ISA, but does it still remain exempt from tax? 2. I also have non-ISA savings accounts in the UK where I earn interest. Will I still need to report and pay tax on the interest earned from these accounts after I leave the UK, even though I will no longer be a UK tax resident? Are there any allowances or exemptions that apply to interest income after I leave the UK? Thank you for your help and advice! Kind regards,
Posted 7 days ago by HMRC Admin 25 Response
Hi Wilson c
1) You are  right - while you can't contribute to your ISA after you leave,  you can keep your ISA open, and you’ll still get UK tax relief on money and investments held in it.
2) You may not have to declare your savings interest, as it may qualify as 'disregarded income'
Please see guidance here: 
SAIM1170 - Savings and investment income: non-residents
To allow us to correctly advise you here, we may need more information
Please  contact us by webchat or phone  here:
Income Tax: general enquiries
Thank you. 

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