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Posted Sat, 16 Sep 2023 19:58:53 GMT by Brian
Hi, Is my saving interest counted in the personal allowance? Thank you for your reply.
Posted Wed, 27 Sep 2023 09:20:47 GMT by HMRC Admin 25
Hi Brian,
If your non-savings income is less than the Personal Allowance, the savings income would count against the Personal Allowance.
Thank you. 
Posted Wed, 27 Sep 2023 12:19:27 GMT by Brian
Hi Admin, Thank you for your reply. If my savings income+wages exceed the £12570 personal allowance, those savings income counts against the £5000 starting rate of savings? Thanks again for your help!
Posted Thu, 28 Sep 2023 18:19:16 GMT by RhinoRacer
Yes, well what's left of it: your remaining starter rate for savings = 17,570 - (non savings income). You also get a personal savings allowance of up to 1,000 depending on your tax income band.

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