SIPP contributions after retirement

I am planning to retire mid year and would like to know how much I can continue to contribute to a SIPP. I plan to retire around October having earned £40k then claim my workplace defined benefit pension. If I understand correctly my annual allowance would be reduced to £40k, if so can I still pay contributions to a SIPP after retirement in October up to the limit of £40k? I understand following years I am limited to £3600

Hi,

You are correct. The tax relief threshold in the current tax year is the lower of your total employment income or £60000. Where there is no employment income in a tax year, the the threshold is reduced to £3600.00.  

Any payment into your pension scheme above the relevant threshold, does not qualify for tax relief and should be declared on a Self Assessment tax return.

Thank you.