I am trying to calculate my 'Adjusted Net Income' for the purposes of determining 'Tax-free Childcare' and '30hrs free childcare' eligibility.
I receive several company benefits, including:
* Vehicle Insurance
* Private Medical
These are taxed via Payroll, I do not receive a P11D. Do I need to consider these in the 'Adjusted Net Income' calculations, or can I simply use the 'Total Per Year' as reported on my P60 (which doesn't appear to include these)?
Secondly, I have savings on which I earn interest:
* Premium Bonds - 'Interest' is in the form of 'prizes' which are tax free
* ISA - Interest is tax free due to the nature of the ISA Product
* Normal Savings - Interest is subject to Tax at my highest tax rate.
Which of the above must I consider in the 'Adjusted Net Income' calculation?