Tax relief on non relevant pension contributions

I have no relevant income regarding private pension contributions. I have been informed that I can pay in £2880 which will be made up to £3600. I have taxable income which is not relevant (company pension and state pension which currently puts me in the 40% band by about £4000. Will the contribution lower my taxable income and by how much?

Hi,

Where a member’s relevant UK earnings chargeable to tax are less than £3,600, tax relief on the amount of any contribution over the level of their earnings up to the £3,600 limit can only be given if the contribution is paid to a pension scheme that operates the relief at source (RAS) system.

As you have no relevant earnings, yes, your limit is £3600 and as a higher rate taxpayer, if you meet the conditions referred to, then your tax would be reduced by a further £3600 at 20 percent.

Thank you.