Pension tax

I retired 3 years ago and recieve a company pension of £7779 pa , I also took 25% tax free lump sum. I have another company pension of about £5000.I know you can only take 25% tax free but would I be able to take more than 25% tax free if it kept my annual income below the income tax threshold of £12556. Eg my income is £7779 tax threshold £12556 which is a difference of £4776 ,so would I be able to take that much tax free and just pay tax on rest that is left of the £5000.

Hi KEVCO60,
The 25% tax free is what the pension company would provide and they would tax anything above that. If your total income for the year is then less than your allowances any extra tax deducted would then be refunded.
Thank you.

I have been paying into a private pension and my last payment was March 2024. I pay monthly and every year my contributions are increased in line with inflation. For the last 4 years I have posted the form confirming the increase so that my tax code could be adjusted. However none of the forms have been actioned. Last November I made an online enquiry and have a case number but this has not been actioned either. I was getting relief on my contributions of £300 a month but 2023/2024 I paid £386 per month. I am due a rebate but no one is helping and I can’t change my tax code myself. I don’t see the point of posting the forms to you again.