I am a higher tax rate payer (40%), and my employment started since June 2021. My employer started using the Salary Exchange approach in April 2023. With the Salary Exchange Arrangement effective, I don’t have to pay the 4% pension contribution. It means I won’t pay any extra tax, so I don’t have to do the tax relief claim from April 2023 onward.
May I know how can I claim back tax relief from the previous year? Also do I need to print off all contribution's history from my pension vendor to HMRC?
My employment started since June 2021, so I can claim for the 21/22 tax year and the 22/23 tax year. Am I correct? Please kindly advise.