French Accounts

Hello, I am a tax resident in the United Kingdom with investments in France, including -Livret A -Plan Epargne Logement (PEL) - Livret de développement durable et solidaire (LDDS) - Stocks shares (comptes titres) - A life insurance policy (Euro fund, UC Divers, and UC BNPP Diversipierre) 1. Do I need to pay taxes on all the investments listed above? -For the Livret A, PEL, LDDS? -For the shares (comptes titres), some taxes have already been withheld by my French bank. Do I need to pay extra taxes in the UK? -For the life insurance policy, the UC fluctuates significantly with the market and can sometimes show negative returns. Should I pay taxes only on the Euro fund, or on the entire portfolio (Euro fund, UC Divers, and UC BNPP Diversipierre)? 2.What is the taxation rate for each investment mentioned above? 3. Is it a new policy since Brexit? I would really appreciate your help with this, as I am struggling to find clear information. Thank you very much

Hi,
For guidance please refer to the link below: 
Tax on foreign income
Thank you

Hi, Many thanks for sending me this link. I have read a few more info on the internet and/or on this forum. Looks like 1. I have to declare taxes on Livret A, PEL, LDDS and shares 2. For Life insurance, based on this post, if i haven't withdrawn money, I shouldn't declare it even though the money is increasing. https://community.hmrc.gov.uk/customerforums/sa/e050ad57-8046-ee11-a81c-002248c61b8e#caad6a54-8046-ee11-be6e-00224841fb92 Thanks

Would you be able to confirm the below? Thanks

Hi ,
 

Correct.  You are required to declare your world-wide income and capital gains in your tax return.  Please have a look at help sheet HS320 for guiance on gains from lige insurance policies Gains on UK life insurance policies (Self Assessment helpsheet HS320)  .

Thank you .