Tax free childcare and 30 hours free

I have a fixed term contract ending in mid-January and have donesome overtime work over the past couple of months. My current adjusted net income will be around £98,000 and so I have been confirming my eligibility for tax free childcare and 30 hours free. An opportunity has come to allow me to continue working from January onwards and to also work extra overtime in the interim - this will significantly take me over the £100,000 threshold to claim these. I have recently reconfirmed eligibility for both of these to take me into the Autumn term at preschool and next couple of months for tax free childcare. If I choose to work the extra overtime and take the ongoing contract, thus earning over 100k, will I have to pay a fine for having previously claimed the tax free childcare and 30 hours free? Will I have to pay back the money already claimed? Will the current eligibility continue until I am next asked to reconfirm? I don't want to inadvertently pay a penalty or not factor in paying back money already claimed. I did call the tax free childcare advice line, and they said I was still eligible as I hadn't planned on earning over 100k at the time of last confirming (so long as I now don't reconfirm), but they didn't seem completely sure.

Hi,

Unfortunately we cannot advise you on this and you will need to contact the Childcare Service team again for further advice.

Childcare Service helpline

Thank you.

Can i have help calculating my adjusted net income Salary Gross - £145,000 Employee Pension contributions (from net pay) = 50,000 Employer Pension Contribution = £25,000 Saving Interest = £1000 Dividend = £1000 1) Do i deduct Employee and Employer pension contributions to get to Adjusted Net Pay = £72,000 2) What is the Maximum pension contributions am i allowed to deduct to get to 'Adjusted Net Pay' is it maxoumn of £60,000

Hi,

You would only deduct your employee contribution as long as it was from your net wage. The pension annual allowance for 2023/24 is £60,000. 

Thank you.