Alan Marchant

I have a maturing sharesave scheme which will be around £27K. I am planning to transfer this directly into my stocks and shares ISA but understand that I am only able to contribute a maximum of £20K per tax year. Is there a way to transfer the entire £27K to the stocks and shares ISA and then immediately sell £7K to convert into cash that is then declared on my tax return? Alternatively is it possible to split the £27K between my own stocks and shares ISA and a separate one held by my spouse. I am not sure if the sharesave scheme allows for a split in the shares between 2 different destination accounts though.