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  • RE: Record shows 46 full years but also 4 years to contribute.

    I understand the minimum years NI contributions needed for a full UK state pension. I also understood that contributions need to be paid in the years immediately prior to claiming the state pension but I have not been able to verify this on the Government web sites. Is it possible to stop working and cease NI contributions before the state pension age (say at aged 63) and still claim a full state pension assuming full qualifying years have been paid.