Ben

Hello, Thanks for the reply, but the link does not have information relating to my query? As the example given relates to the same ISA, whereas I have used my ISA allowance over different ISA accounts.

Hi, I have paid into my s&s ISA this tax year, but needed to take some money out after my payments in. This was c.£3k payments in, and £35k out. I then made regular payments in of c.£4k total, and took out £5k. I have paid into my LISA of £4k separately and a further £11k into another s&s ISA. My question is, does my contributions in my original ISA count towards my 20k allowance? i understand my £3k in would as i had not taken any funds out at this point. but does my contributions afterwards use my 'flexible allowance'or my 20k allowance?