Vanilla

Hi I am investigating this same question and had found the same explanation in BIM45820, which seems clear that if the break charge is compensation to the lender, rather than a premium, then its an allowable expense. Admin here have said its not an allowable expense, yet have cut and pasted the same text from the manual that says that in the majority of cases it is? Could we have some clarity on how to tell the difference between compensation and a premium? That would be very helpful. Thank you