Gavin Pattison
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pension tax relief carry forward
I am employed. In 2019-20 I contributed £4,610 of pension leaving £35,390 of my £40,000 unused. In 2020-21 I contributed £8,610 of pension leaving £31,390 of my £40,000 unused. In 2021-22 I contributed £23,690 of pension leaving £16,310 of my £40,000 unused. In 2022-23 I contributed £70,790 of pension using all of my £40,000 allowance and £30,790 of my 2019-20 unused. In 2023-23 I contributed £107,700 of pension using all of my £60,000 allowance, £31,390 of my unused 2020-21 allowance and £16,310 of my 2021-22 unused allowance totaling £107,700. Can you please confirm this calculation is correct and I haven't overrun my allowance? Thanks