Rose Anderson

Thanks. I'm not a tax payer so put it in to a high interest savings account instead. My new Isa is a defined access Isa with no deposit window. I have all year to put in £20,000.

Last year I upgraded to a fixed Isa and missed the deadline for paying in my full allowance. This meant I only managed to pay in £2000 I have since opened another Isa with another bank who say I can start paying in immediately. Can I use this new Isa to pay in the £18000 I could not use. ? I also arranged transfer of previous years Isas in to new Isa on maturity.