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Thank you for your help with this

Hi again. Hopefully this will be my last question. I have now made my carry forward payment to my pension provider and provided them with the calculations for their and my records for HMRC . They have stated " it is your responsibility to ensure HMRC are aware of your intentions and the reason for the overpayment.". My question is: Aside from this forum, do I need to advise HMRC separately of this payment (of carry forward of my previous year's allowance) ? I have not gone over the threshold for any of the tax years in question. If I do need to write separately to HMRC, please let me know the contact details. Many thanks.

Thank you and the last question? "do I deduct 20% from this total ?" Thanks again

Hello I have just realised that when I was a higher rate tax payer, I could have claimed higher rate tax relief on my pension contributions. I was contributing to my workplace pension along with employer contributions. I was a higher rate tax payer until 08/04/21 when my employment ended. So far as I understand, I can only go back 4 tax years. This leaves 20/21 tax year. Looking at my pension provider summary for that year, there was no tax relief applied. Can you tell me: If 20/21 tax year is the earliest I can back date How to apply for a refund and what evidence or documentation I need to supply? Thank you

Thank you for getting back. Just to clarify: The first tax year I can use the carry forward would now would be 21/22? So I can add up the totals for 21/22, 22/23 and 23/24? re: "the difference between what you paid into your pension scheme and your pension threshold" Do I included my employers contribution to the scheme for each of these years also and add any tax relief? Finally, when I get the total amount (which I currently calculate at £24,882), do I deduct 20% from this total ? Thanks again for your help

Hello I work part time and have recently started paying tax as I am now just above the personal allowance threshold. I want to put a lump sum into my pension but I am unclear what the maximum amount I can put in as part of the carry forward allowance over the past 3 years without being taxed. This is the breakdown of tax years, my income and pension contributions in those tax years. 21/22 - £0 - Nil tax - pension saving = £1422 22/23 - £12,398 - Nil tax -pension saving = £995 23/24 - £12,727 - Pay Tax -£ pension saving = £1600 24/25 -£13,900 - Pay Tax - pension saving (to date) = £188 Thank you in advance