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  • RE: Record shows 46 full years but also 4 years to contribute.

    I have just reviewed my NI record and it show 45 years of full contributions which I understand is in excess of that required for the full state pension. It says that there are 4 years where I didn't pay enough NI to count as a qualifying year. I have not been receiving what is stated at the full pension since I retired last year. I did try to find out how I could pay for those years, but that does not seem to be an option when I check my account now. I was contracted out at some time - but would that not show as not having paid full years' NI if that was the case. I have phoned twice & was told first time that it looked like I should be getting full amount. Waited 6 weeks & called again & was told my case would be checked again & a letter sent. Still nothing.