Skip to main content

This is a new service – your feedback will help us to improve it.

  • Private Pension Contributions Tax Relief

    Hi. I have a query about adding to my personal pension. I am self-employed, so I do not have a fixed income. My pension is with a private Pension scheme, not an Employer based scheme, so all money paid in is not matched by an employer. My questions are; - As I understand it, the government will top up my contributions with tax relief and the maximum I can pay per year is relative to my earnings. I would like to top up the maximum amount in my pension but as the tax year is not completed until 6th April, my final earnings are not complete. Are the maximum contributions related to the CURRENT tax year (2023-24) or the previous? (2022-23). - I have only recently been topping up my private pension, so is it possible to top up previous years pension allowance where no or very little contributions were made, nd still get government tax relief? Thanks