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  • Voluntary NIC payments

    I have received my letter with my shortfall rates on. I live and work abroad so will pay with IBACS, what I dont understand is how do I tell payments what the amounts for? I have 7 years missed, I am choosing to default (not pay) on one year as it is higher than the rest as I wills till have enough years saved when i get to retirement. But i dont see any mechanism for me when paying to say this payment is for 2017-2018 and 2018-2019? How are the shortfalls identified at payment?