Ekip2024

Dear HMRC support team, I am a French national now UK resident. I opened a French life insurance policy when I was still in France and added money gradually over time (which I understand means that the policy has been varied). I've kept this policy in place after becoming a UK resident. Earlier this year (23-24 tax year), I closed and fully redeemed the funds and would like to know how much of the gain I need to disclose. I understand time apportioned reduction might apply given i wasn’t a UK tax resident for the whole life of the policy, but am not sure about the calculation and whether this applies given the policy has been varied (additional premium). Could you kindly advise on that? Many thanks, 

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Dear HMRC support team, I am a French national now UK resident. When I was still a French resident, I opened a French Plan Epargne Logement, which is basically a savings account with a bank. After arriving in the UK, I kept earning interests from this account, but given these were not remitted and below £2,000, they qualified for automatic remittance basis and were not taxable in the UK. I have now closed this account and remitted the funds to the UK, so I understand that the interests now become taxable in the UK: do I need to disclose (in my SA tax return) all the interests earned since the opening of the account, or only the ones earned since I became a UK resident? Many thanks,

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