LA99

Hi Bushack. I find myself in a similar situation. Have submitted an Appeal to HMRC in mid September who appear to have overlooked Top Slicing Relief and calculated entire 20+ year policy profit as income in year 23/24 and thus jumping to 40% Higher Rate band. Chased today. Told that HMRC reply to the Appeal may not be before March 2025 ! A 6 month delay suggests a backlog that borders on the desperate if not insurmountable ! In terms of death I would point you in the direction of HMRC IPTM 3240