KK WONG

Hi, I actually studied the guidance many times but I still dont quite understand how to calculate and the meaning of income. Would you please clarify whether the income as stated in the HRMC refers to the amount equivalent to 12570 or including savings up to 18570?

hi Thank for letting me know that my wife can transfer her MA to me. However, when we use the HRMC MA calculator to enter income as 16000 and were told "will not benefit as a couple because income over 12570". So, should we enter 16000 (saving interest) as income or 0 (income from Job) as she only has saving interest? Is the "income" in the HRMC MA calculator refers to income earned from job only or include those from savings and others as well? Many thanks

Do you mean even though both of us ONLY have SAVING INTEREST and NO earned income from job, we can still apply for MA as the "income" required to fill in in calculating the eligibility of MA in the HRMC site refers only to earned income from job which should not be over 12570 to be eligible? Since if "income" referred to include all income, in my wife's case, she will not be eligible to transfer the MA to me as it is 16000 which is over 12570 . Kindly please clarify, thanks.

I am going to apply Marriage Allowance and not sure if my understanding is correct even though I browsed through so much related information online. Would you please clarify: I and my wife are not working and we both only have saving interest. I understand I can claim MA if my wife is not a tax payer and i am a basic tax payer. My wife income from saving interest is for example GBP16000 (which is above the personal allowance GBP12570 but under GBP18570 under PA + PSA GBP1000+ Starting rate for saving GBP5000). In such case, can she transfer her GBP1260 PA to me as MA? If yes, can i eligible for MA since my total income from saving is GBP22315?