Chiefweasel

Thank you HMRC Admin 5, much appreciated.

Thank you to everyone who has contributed to this thread, it has made interesting reading. I have a related question and hope someone can steer me towards an answer: Do employers contributions count towards my PERSONAL income tax allowance (not my pension annual allowance). So for example if I receive an employers pension contribution of £60k straight into my SIPP and I earn another £70k via PAYE in the same tax year is my income only £70k and I still get the usual personal income tax allowances, or is my income for the year deemed to be effectively £130k and I lose any personal allowances (even though I would only pay income tax on the £70k)? Grateful for any steer. Thank you