Dubbly

I have £130K of unused allowance from the last 3 years. Projection for Gross pension contributions in 24/25 are £4k based on 5% employee and 5% employer contributions. As my Salary is £45k can I only make additional payments in 24/25 of £41k and therefore not able to utilise £89k (130k-41k) of my unused allowance from the previous 3 years? I have well in excess of £41k available to make a top-up but I believe I can only contribute up to 100% of Salary in this and future years.