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  • Pension Contribution - Higher rate tax

    I currently earn 104,000 plus a yearly bonus of between 0 - 10% of gross pay (depending on company performance). There is also the opportunity of earning overtime which happens on occasions when the projects I am working on are going live (I work as an IT consultants and most projects go live over weekends). What can I do to keep my earning at 100K to avoid losing out on my tax free childcare and 15hrs childcare for my daughter PS: I do not currently contribute to my employer's pension arrangement.