Derek Howe

I resigned from the NHS in 2019 and then took age retirement in 2020. Since 2021 I have been employed by same trust on a part-time, as required basis. I've now decided to fully retire and my final payslip is dated November 2024. The following details are from my last payslip - year to date: Salary: £62215 Gross pay: £25196.82 NI Pay: £21748.42 NI Contributions: £1232.34 Based on my payment record to 31 March 2024, to obtain a full state pension from February next year, I will need to fill a couple of years (19/20 and 22/23) but do not understand if this year's contributions have any effect. Do this year's contributions constitute a full year and, if I were to buy the two missed years now, will I end up overpaying? Thanks in advance