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  • Tax on less than a full year state pension

    I have a private teaching and small civil service pension. On Dec 3rd 2023 I started my state pension. Both of these together this year will be £1500 under my tax allowance, a fact confirmed on my personal tax account online which states I have zero tax to pay. Imagine my shock then when I had £80 tax taken from me in my January private pension! What justification have HMRC got for doing this. I work on a very tight personal budget and this has left me short this month. Blatantly not fair.