DetaxTherapy

Thanks Clive for the replies with also the example ...get what you are saying about the gap created but the amount that the P60 figure has been reduced is just the 20% revenue allowance to the pension payments not the whole amount paid towards the pension fund. i.e. example Gross Pay is £1000 Pension payment made from that is £100 the P60 figure showing is £980 (reduced by 20% of £100 pension contribution made). Also there was a strange reflection of the monthly what was termed as pensionable gross figure to date where each monthly increment was not the full 20% it was considerably lower but then in Month 12 a big adjustment was made to reflect the full 20% of the total contributions for the full 12 months.

Thanks Clive, have done calculation on the gross figure showing on P60 which does confirm what you suggest that the monthly pensions have not been included in that so effectively a 20% allowance has been applied. However other sources of income do seem to put my estimated total income for year to encroach the 40% band so am I right in thinking I should be able to claim the extra 20% from hmrc like the extra relief I would get in such a situation with a private pension plan (SIPP or similar).

This is a general tax question so please do not tell me to spend 20 to 40 minutes ringing hmrc as you don't deal with specific cases.
I have seen suggestions that going in to the 40perent bracket payments deducted from pay packets for contributory workplace pensions can be claimed to increase the tax allowance code.
Is that true if so how do we claim it ? (The workplace pension is a local government council scheme run by a private pension company)

hmrc admin 20 thank you for an actual response to the situation but there has been no self assessment tax return submitted any dealings with the revenue would solely have been from the paye payroll office who would not have any knowledge of untaxed income from bank or building society accounts. So where exactly does hmrc get their estimate of such untaxed income used to formulate the tax code also how does the taxpayer get a breakdown of what hmrc have calculated that estimate from in order that the taxpayer can then actually verify the accuracy ?

How can Charity Donations be updated online in PAYE details for a current tax year ?

Thanks again Max I note that hmrc have chosen to ignore my question with their seemingly instantaneous response to almost everything that they are unable to access personal records which once more shows they haven't really even read what they have been asked yet alone considered it could have general implications of public interest. Thank you though Max

Thank you Max for a reply that the hmrc admins for some inexplicable reason have failed to even attempt to try explaining. How they think this relates to individual tax records when the 1502 is a publicly known figure defeats me. Will admit that I am a little floundering to fully understand if the X will be removed or it should be expected the State Pension will at some point be reduced down to a figure that is the actual amount that will be paid to the end of the tax year with a new code issued. Thanks again

Sorry wrong reply posted previously to this query - my Reply should have read : This doesn't require access to personal records it is a general question that I would have considered would be something others would want an answer to. Let me put the question another way ..is it possible to get a detailed breakdown of how the revenue have calculated the untaxed income figure for a completed tax year and would it be possible to get a detailed breakdown of how the revenue have estimated the untaxed income for the current tax year they are issuing a tax code for. If so how can this be requested? If not why not?

As I have now transferred a bulk of my savings in to an ISA account the figure that hmrc have used in their How you tax-free amount is calculated in the details of a new tax code I have been sent is a considerably higher projected estimate than the real situation. How do I get this corrected as it has an adverse affect on my code. I also do not think that the estimated figure is a realistic one based on the savings interest I received tax last year how do I get hmrc to give me a breakdown of the untaxed interest amounts they consider I have received.

Having now reached state pension age I have received a new X suffix Tax Code (which I believe indicates an emergency such as a reclaim situation). Looking at how the code was calculated details it shows the full year state pension figure of £11502 as an adjustment to the code whereas with my birthday at the end of October I calculate I will only receive £5015 for the 23.1 weeks pension up to next 5 April 2024. This obviously has an adverse repercussion on the tax code I have been given. Ringing the hmrc phone line 3 times the call handlers have not explained nor justified anything. Surely this figure in the code calculation is wrong how do I get it corrected ?