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  • Student loan repayments with 2x employments

    Hi there, I have two PAYE employments which I repay my student loan through individually. I am aware that usually in this scenario I am not obligated to pay 9% (plan 1) over the threshold for my combined income, just my individual incomes on a per-employment basis. (as per this page here However, having filled out my self assessment tax return, it has combined both my employments as well as my self assessment gross income (~£1600). This has then calculated that I need to pay 9% over the threshold of ALL my income (minus existing PAYE deductions) towards my student loan repayments, meaning I will be paying just under £2000 in student loan repayments alone, however if I was not self employed I would be paying just under £300. This has therefore meant that the entirety of my profit from self assessment is going solely towards paying off my student loan. Its even more frustrating as if I had earnt £600 less throughout the year in self assessment then I wouldnt even need to submit a tax return and I wouldn't need to pay 5x as much student loan. Is there any way around this/am I missing something? Or do I need to pay the higher student loan repayment? Thanks.