OldGrey68 Whistle

No replies, is the unused tax allowance retained and usable for the usual six years retrospective. ??????

For the last four years my pension pot, which is rather small, has lost money and I am tempted to withdraw it and place it in an ISA or other fixed account which will make me more ! I know that I can withdraw 25% tax free , but any other monies would incur TAX . After a serious health issue I have not had an income since 2018 , and became a pensioner in 2022. AM I correct in thinking that my TAX free allowances for the period 2018 to April 2024 would ( 6 years) 75000 less any pension paid in last year or so , be set against this pot and any taxable portion drawn ?