Mark hoppus

Hello CheddarCat, Regarding your question about the mortgage interest when you have a lodger: the mortgage interest is not considered an additional cost that you can deduct due to the lodger's rent because it is an expense you were already obligated to pay before the lodger moved in. It doesn't become a deductible expense simply because you're now receiving rental income. For a comprehensive understanding of how the Rent-a-Room scheme works, including which expenses can and cannot be claimed, you might want to review the official guidelines. You can find detailed information here: https://www.gov.uk/hmrc-internal-manuals/property-income-manual/pim4000 Thank you for reaching out, and I hope this clarifies your query!