Igor

Could you please clarify on "You cannot have two of the same kind of ISA opened in the same tax year, one would have to be closed." The guidance on GOV.UK says "You can put money into one of each kind of ISA each tax year." It does not say I cannot open multiple ISA of the same time at different providers. However, when opening ISA, providers require me to sign a declaration where I confirm  I will not be "subscribing" to another ISA of the same type within the same tax year, without explaining what is "subscribing". Opening ISA accounts takes time, depending on the providers, I want to open multiple ISA accounts of the same type at different providers and pay only to one of them when i make the decision on which account to use. How can I confirm if this is allowed?