Any difference in using real time or self assessment?

I have CGT to declare this year, the first time I've had to pay any so trying to get an understanding of a few things. Main thing I'm looking to understand is if there is any benefit to me by using the real time CGT service vs self assessment? Am I better to declare these now? Vs waiting a year? I have three different things that will impact CGT, all have occured in the current tax year: * Sale of cryto assets (at a loss) * Sale of shares / funds (at a profit) * Sale of shares / EMI options (at a profit) I understand regardless of which method I choose to inform HMRC, I will have until 31 Jan 2025 to make the required payment. Paying as late as possible without penalty is my preference.

Hi,
If you have no other reason to complete a tax return then you would use the real time service.
If you already need to complete a tax return, you can wait and report the disposal within the tax return.
The same due dates will apply, for the tax year of the gain, whichever method you use.
Thank You

So if one is about to complete the 23-24 self assessment can cgt from property which has just occurred in Oct24 be included on that - or does it have to be a ‘real time’ report? ( not sure what that is but assume it’s a complete separate form just for cgt).

Hi,
No, as the CGT is a different tax year. You can use the real time if it is not UK residential property or you can wait until you submit the 2024 to 2025 tax return.
Thank you.