Trencher Tree

I have CGT to declare this year, the first time I've had to pay any so trying to get an understanding of a few things. Main thing I'm looking to understand is if there is any benefit to me by using the real time CGT service vs self assessment? Am I better to declare these now? Vs waiting a year? I have three different things that will impact CGT, all have occured in the current tax year: * Sale of cryto assets (at a loss) * Sale of shares / funds (at a profit) * Sale of shares / EMI options (at a profit) I understand regardless of which method I choose to inform HMRC, I will have until 31 Jan 2025 to make the required payment. Paying as late as possible without penalty is my preference.

Philip, did you reach a conclsion on this? Similarly seeing different advice in different places

I'm seeking to use of annual pension allowances and carry forward rules to maximise my pension contributions before the end of the current tax year. However, when looking back over the last 3 years contributions, there are some data points I need to clarify which will impact the relief I can claim. Relief of Personal Contribution - Timing One-off contribution to SIPP paid on 02 Feb '23. The relief from HMRC was not credited to my SIPP provider until 22 April '23, i.e.the following tax year. In terms of annual allowance, should the relief amount be counted towards the 23/24 year or the 22/23 year where I made the original contribution? Employer Contribution Timing When I look at the specific detail on my workplace pension, there seems to be quite a misalignment between when I was (naively?) expecting my employer contributions to credit Vs when they were credited. When I logon to the providers platform, it shows contributions being 'due' 1st April but not being 'paid' until May. Does that mean I need to use the May date for these when considering my allowance? Thought I had this year under control until these scenarios popped up!