buying NI years / amount of weekly increase per year bought?

Researching online the information found conflicts with the maths. Born July 15th 1959 therefore qualifying for the new state pension, which will be 230 pounds starting in April 2025. Qualifying years required = 35. so each year is worth 1/35th of 230 right? (6.57). However, information online says that buying NI years will increase your weekly amount by 6.32 ? which is the correct amount? Also, does it matter if the NI years you buy are pre 2016? i.e. does that increase your weekly amount by less than 1/35th? less than 6.32? In other words if you purchase NI years that are after 2016 they increase your weekly pension by 6.32 or 6.57 ? Please clarify. In my case I qualified for class 2 for buying years, this was communicated in writing from HMRC.

Hi russell harvey,
A state pension is determined by various factors.
Currently, if you need 35 years of contributions to qualify for a full State Pension, each year will contribute approximately £6.32.
This amount is set to rise annually after the tax year ends on April 5th.
If you need more qualifying years the amount your pension increases by with each qualifying year may differ. 
Given the complexity of pension calculations, it's advisable to obtain an official estimate from the Department of Working Pensions (DWP) through a pension forecast.
You can request this forecast by calling the Future Pension Centre (FPC) on 0800 731 0175 or by logging into your Government Gateway to access your Personal Tax Account.
If there are any gaps in your contributions that require payment, your pension forecast in the PTA may provide options for making those payments and show how they could enhance your pension.
If this information isn't available in your PTA, you can reach out to the FPC for further assistance on how making a payment for a specific tax year could improve your pension.
Thank you. 

 

Hi Russel, I've had similar queries myself and I hope this clears up some of yours. If you have 35yrs of Full NI payments before 2016 then the amount works out at £6.32 (£221.20/35) and you can't increase that amount. If you have gaps and pay them you will work towards the full amount of £221.20 Next year the new amount is £230.25 (£230.25/35) gives you £6.58, If you can buy more years then bear in mind the amount required to buy that year(s) may increase with each new tax year. Hope this helps.