Martin_J &&&

Hi Russel, I've had similar queries myself and I hope this clears up some of yours. If you have 35yrs of Full NI payments before 2016 then the amount works out at £6.32 (£221.20/35) and you can't increase that amount. If you have gaps and pay them you will work towards the full amount of £221.20 Next year the new amount is £230.25 (£230.25/35) gives you £6.58, If you can buy more years then bear in mind the amount required to buy that year(s) may increase with each new tax year. Hope this helps.

Hi, I qualified for the full state pension 2024 and have additional protected payment included. Total 39yrs before 2016, I have 3yrs that I can pay contributions on prior to 2016, if I fill these gaps will my protected payments increase.