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Posted Wed, 30 Oct 2024 20:17:53 GMT by mikeb222
Hi there, I'm really confused. I have 39 years of NI contributions but my last 9 years have gaps. I was told I could transfer my wifes HRP from 1980-2000 which I successfully did. However, nothing has happened to my gap years. Does the transferred HRP allow me to fill those gap years which are from 2014/15 to now? If not, what was the point of allowing the transfer?
Posted Mon, 04 Nov 2024 14:17:19 GMT by HMRC Admin 19 Response
Hi,
Any years of HRP that are transferred from one spouse to another are transferred to the same year, they cannot be transferred to a different year. So if your wife had HRP from 1980 to 2000 and it was transferred to you, it would be transferred to the same years.
If a request is received for a transfer of HRP and all qualifying conditions are satisfied, HMRC will transfer the HRP as requested.  
Pension entitlement is determined by DWP, and we have no involvement in pension calculation. It is therefore quite possible that any transfer may not improve pension entitlement.
Thank you.
 

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